Pub 2 2024 Issue 1

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2023 swooped in and rocked a decades-long payments infrastructure with the perfect storm of fresh solutions, external pressures and market competition, but it also laid the groundwork for a year ahead filled with opportunity. The novel payments concepts and ideas that percolated are now primed for the next steps, positioning community banks for action in

As we have navigated the holiday season and hopefully had some time to wrap up some gifts as well as a successful 2023, let’s now spend a few minutes looking into pockets of relative value in the bond market. To get there, we should remind ourselves of the vagaries and ironies of fixed-income investing. In

As we begin the new year, many institutions are reflecting on their goals and plans for the year ahead. And some may even be evaluating whether to change core providers as current contracts near expiration. But what should bankers consider when deciding upon the best core bank system? We used findings from surveys, industry research

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The apathy about the increasing trend for community banks to sell to credit unions is disappointing. While it’s happening nationwide, in Washington state, one community bank sold to a credit union in 2019, and there are two more pending. Community banks are the primary lenders to small- and medium-sized businesses in America. If a community