Pub. 2 2024 Issue 2

Tell me if you’ve heard this: An inverted yield curve is highly correlated with a subsequent recession. And might I point out that the U.S. treasury curve has been upside down for pushing two years now? Since we’re playing master of the obvious, let’s mention that the Fed — while not quite ready to start […]

When one of your best customers approaches your community bank about a new loan, ideally, you would always be able to say yes. Regulations, however, set limits on how much funding lenders can provide borrowers. Community banks have options, however, to meet these regulatory requirements and still meet the needs of their customers. They can

National surveys indicate that capturing small businesses is a strategic priority for most community banks, yet many feel they lack the comprehensive toolkit to compete effectively. The landscape of small business has evolved dramatically, particularly in the wake of the pandemic. The surge in new business formations has been fueled by a trifecta of factors:

As the process of protecting systems, networks and endpoints from attack, cybersecurity is critical to any organization. Since banks must protect customer data, keeping up with evolving cyber threats and concerns is vital. In its annual “Banking Priorities” survey, CSI asked bankers across the country about their views on top cybersecurity challenges. This article explores how

When it comes to lobby teller cash recyclers, not much has changed over the last decade since they released. When implementing this technology in the branch, people often overlook the strategic possibilities of recyclers. For years, we loved the implementation of a dispenser that would replace our traditional teller cash drawer and allow for a

When business customers comingle funds between personal and business accounts, it can create challenges both for the bank and the customer. This article highlights scenarios that should be avoided and how to educate business owners on potential negative implications. Scenario 1: Cashing a Check Written to a Business John Doe brings in a check written

Register Today! https://www.communitybankers-wa.org/cbw-2024-convention–trade-show.html

When a message is repeated, it’s likely intended to carry some weight. In this regard, the federal banking regulators have issued more than a “friendly reminder” by placing credit risk in the top examination priorities for the year. Additional emphasis was focused on assessing how banks are identifying and responding to credit risk as economic