2026 Pub. 4 Issue 1

The United States has historically relied on state and local government investment in infrastructure to drive economic growth, improve public services and maintain global competitiveness. For more than 200 years, municipal bonds have served as the primary financing tool for roads, bridges, schools, airports, utilities and other essential public facilities.

During a 2022 Halloween celebration in Seoul, South Korea, an estimated 100,000 people took to the narrow streets of Itaewon before the event devolved into a crowd crush that killed over 150 revelers.

Ryan, what a difference a couple of months makes. Last fall, ICBA Securities’ board of directors asked management to study the depository fixed-income broker market and make a proposal for a relationship that would carry ICBA and its members into the future.

Most modern banking attacks no longer begin at the network perimeter. They begin on endpoints like employee devices, where remote access, cloud applications and day-to-day business activity create more opportunities for attackers to gain a foothold.

In my experience, community banks sell for one of the following reasons: Board succession has not been strategically planned, executive staff and leadership succession have not been strategically planned, or the market has taken a turn.

ConnectFest 2026 Quick Links Information & Overview Event Registration Sponsorship Opportunities Devin Henderson “What Else Is Possible” When leaders and teams hit a ceiling — whether at the peak of their success or when they’re facing new challenges — there’s one question that changes everything: What else is possible? Through powerful illusions and hard-won insights,

Thank you to our 2026 ConnectFest sponsors. Your generous support makes events like these possible. ConnectFest 2026 Quick Links: Information & Overview Event Registration Sponsorship Opportunities Diamond Platinum Gold Silver Bronze Corporate